"Buyers will pay a premium for the first house in a terrace – except in Wales."

"Average price comparisons of properties inside and outside National Parks and Areas of Natural Beauty."

"It's an issue worth considering from a housing perspective since most household debt is secured against property."

"Average house prices across England and Wales have increased by nearly 300 per cent in the last 20 years."

"Demand should be determined by the number of people ready and able to buy, rather than household projections.    "

"Future affordability will depend on how quickly rates rise in the medium term."